As I was listening to my voicemail on a Saturday morning, I picked up a message from a relative. “Christine, I have some extra money to invest,” she said. “I put some cash into my traditional IRA earlier this year, but this time I wonder if I should make a Roth contribution instead. Call me back, please.”
Source: Christine Benz, Morningstar
My Comments: Awesome stuff…great advice. I never knew there was an earned income requirement for the IRA contributions